San Diego County Homes under $1.25 million

Welcome to San Diego County, a stunning coastal paradise nestled in Southern California, renowned for its year-round sunshine, picturesque beaches, and vibrant culture. From the bustling Gaslamp Quarter to the serene shores of La Jolla, San Diego offers a diverse array of neighborhoods, each with its own unique charm and character.

For those seeking an affordable slice of this beautiful region, you'll be delighted to know that there are fantastic homes available for under $1.25 million. Whether you're a first-time homebuyer, a growing family, or an investor looking for a prime location, San Diego's real estate market has something for everyone. Imagine waking up to the gentle sounds of the ocean, with a home that offers both comfort and style without breaking the bank.

Homes in this price range often feature modern amenities, spacious layouts, and access to excellent schools, parks, and recreational activities. From charming single-family homes in family-friendly neighborhoods to trendy condos with breathtaking views, the options are plentiful. Plus, with easy access to San Diego's renowned attractions—like Balboa Park, the San Diego Zoo, and world-class dining—you'll never run out of things to do.

In San Diego County, you’re not just buying a home; you’re investing in a lifestyle. With a warm climate, a thriving arts scene, and a welcoming community, your dream home awaits. Explore the possibilities today and discover why San Diego is one of the most sought-after places to live in California!

Newest San Diego County Homes under $1.25 million

$450,000

2 Beds ⋅ 2 Baths ⋅ 260024331SD MLS ⋅ Active Status

ACT QUICKLY! All visionaries, renovators, and investors! Opportunity to secure a true diamond in the rough in Scripps Ranch community. A 2-bedroom, 2-bathroom condo offers an incredible canvas for those looking to build instant equity. Open-concept floorplan, bedrooms separated by living space. Full-size laundry closet and an detached tandem two-car garage. Private patio, which offers peaceful hillside and tree-lined views with no neighbors directly behind. Residents here enjoy access to a refreshing community pool and spa. The location is unbeatable for commuters, offering straightforward access to Sorrento Valley, Miramar, UTC, La Jolla, and Downtown San Diego.

11335 Affinity Unit 162, Scripps Ranch

$809,000

3 Beds ⋅ 2 Baths ⋅ 260024330SD MLS ⋅ Active Status

Welcome to 1871 Tamarand Way, a beautifully reimagined single-story home offering turnkey designer finishes & extensive recent improvement. The light-filled open floor plan features custom metallic epoxy flooring, a stylish chef’s kitchen with real wood cabinetry, premium granite countertops, undermount sink, & stainless-steel appliances. Both bathrooms have been upgraded with custom porcelain tile, & contemporary fixtures. Major improvements include a BRAND-NEW Roof & fascia, BRAND-NEW high-efficiency HVAC system, dual-pane argon-filled windows, & elastomeric exterior coating for enhanced durability & weather protection. Energy-efficient LED recessed lighting and dimmer switches add modern comfort throughout. Situated on a generous 5,100 sq. ft. lot, the property offers a clean 2-car attached garage & spacious backyard ready for entertaining. Conveniently located near the coast, schools, shopping, & major freeway access, this move-in-ready home combines modern design with substantial structural and mechanical upgrades. Turnkey. Thoughtfully upgraded. Built to last!

1871 Tamarand Way, Otay Mesa

$1,199,000

5 Beds ⋅ 3 Baths ⋅ PTP2607546 MLS ⋅ Active Status

Seller may contribute toward a 1-0 rate buy-down with an Acceptable Offer. Welcome to golf course living in the highly desirable Arrowood community! This spacious 5-bedroom, 3-bath home offers 3,643 sq. ft. with a Full Bed & Bath on the main level and a prime location overlooking the Arrowood Golf Course. Enjoy beautiful golf course and hillside views framed by stunning daily sunsets, right from your backyard and private upper balcony. Come home to a bright, open living space designed for everyday comfort. The updated kitchen features a large island, white cabinetry and stainless steel appliances, that opens to a welcoming family room with a cozy fireplace and views of the outdoors. Upstairs, retreat to an oversized primary suite with a sitting area and private balcony—the perfect place to unwind and take in the golf course views. A spacious loft adds flexibility for a home office, media room or second living area. End the day in your private backyard spa overlooking the golf course with no homes directly behind you—an inviting space to relax, entertain and enjoy Southern California living. Experience the Arrowood lifestyle with community amenities including a pool, clubhouse, playground, parks, BBQ areas and walking trails—all within a beautiful golf course community. This isn’t just one you’ll want to see—it’s one you’ll want to come home to.

5345 Village Drive, Oceanside

$455,000

3 Beds ⋅ 3 Baths ⋅ PTP2607545 MLS ⋅ Active Status

You found it, SPACE, LOCATION & QUIET country living! This light and bright 3-bedroom, 2.5-bath two-story condo offers approximately 1,654 sq. ft. and is one of the larger floor plans in the community. The kitchen has upgraded cabinetry, and laminate flooring while dual paned windows and sliding glass doors throughout provide noise reduction and energy efficiency! The unit received a new furnace, a/c unit and duct work in 2018. Take in the beautiful mountain views on the back deck accessible from the primary bedroom or have coffee on the front deck consisting of trex material. Enjoy a spacious living room with a cozy fireplace, soaring vaulted ceilings and plenty of natural light. Parking is not a problem with two covered carport spaces. As an added bonus, the HOA has recently replaced the roof, and painted the exterior, enhancing curb appeal and giving the community a refreshed look Looking to get your workout in? Riviera Oaks Resort & Racquet Club is just footsteps away featuring a gym, gorgeous pool, tennis, basketball and pickleball courts. Ideally located near Ramona Oaks Park, the community pool, and San Vicente Resort with its championship golf course, dining, and recreation. Love the outdoors? Miles of nearby hiking and biking trails make it easy to enjoy the beautiful surrounding countryside. Whether you're relaxing poolside, hitting the trails, or enjoying a round of golf, this home puts the best of the San Diego Country Estates lifestyle right at your fingertips!

15737 Davis Cup Lane, Ramona

$999,900

4 Beds ⋅ 4 Baths ⋅ PTP2607544 MLS ⋅ Active Status

Wonderful retreat style home situated on 2.36 acres in the scenic hills of Jamul, this exceptional horse property at 13658 Sage Mountain Lane offers the perfect blend of rural tranquility and modern comfort. City close, country quiet!! Views, Views, Views!! Set on expansive acreage with breathtaking panoramic hillside views with fully owned solar!!! This residence features a warm and inviting layout with abundant natural light, spacious living areas, downstairs bedrooms and bathrooms and seamless indoor-outdoor flow. Totally remodeled kitchen with granite counters, extensive cabinetry and stainless steel appliances. Upstairs features stunning primary suite with balcony area to enjoy views, an oasis style bathroom, walk in closet and so much more! Additional highlights include privacy, usable land, and convenient access to nearby amenities while maintaining a serene, country lifestyle. This is a rare opportunity to own a slice of Jamul’s coveted countryside—ideal for equestrians, outdoor enthusiasts, or anyone looking to escape the city and embrace wide-open spaces. Hurry this Jamul beauty won't last!!

13658 Sage Mountain Lane, Jamul

$1,098,000

3 Beds ⋅ 2 Baths ⋅ 260024329SD MLS ⋅ Active Status

Get prepared to be surprised! We are back to market with a new October 2026 kitchen! Lovely white upper cabinets and Timber lowers, more spacious with all new lighting and beautiful kitchen flooring. Making your living area 1877 sq ft is the 247 sq ft of Permitted enclosed patio room. It features operable windows and sliding glass doors to the backyard, all designed to capture the wonderful evening breezes that Fall is promising soon! VIEWs of the mountains and several producing fruit trees give you a lovely walk thru the landscaped exterior. This flexible 3-bedroom floor plan provides the perfect opportunity for a home office or guest room. Recent improvements include roof repairs with updated underlayment, as well as completed pest control tenting, for added peace of mind. Even new HVAC with heat pump not gas, all new ductwork in July 2026 as well as a new garage door. Via Guadalmina is a cul-de sac- which opens to the wonderful walking trails in Marbella. Oaks North Community Center gives you amenities fromPickleball to woodworking to pool and sauna.... this Center has it all. Within walking distance is the Bernardo Winery with all it's festivities, including a weekly Farmers Market. Or enjoy the public Oaks North Golf Course if you are a golfer. So much to have and do!

18228 Via Guadalmina, Rancho Bernardo/Sabre Springs/Carmel Mt Ranch

$749,000

3 Beds ⋅ 2 Baths ⋅ 260024328SD MLS ⋅ Active Status

Mount Helix Fixer with Endless Potential! Bring your vision and creativity to this Mount Helix fixer with great potential and plenty of space to make it your own! This 3-bedroom, 2-bath home offers a versatile floor plan with both a comfortable living room and separate family room, providing plenty of room to spread out, entertain, or create dedicated spaces for work and relaxation. Outside, the property continues to shine with opportunity. The fenced yard features mature landscaping, offering privacy and a beautiful foundation for your future outdoor oasis. A spacious backyard shed, previously used as an art studio, provides an inspiring bonus space for creative pursuits, a workshop, home office, or storage. There’s also abundant off-street parking, including room for an RV, making this property especially appealing for those who need extra parking or storage options. Conveniently located near SR-94, SR-125, and SR-52, you’ll have easy access to shopping, dining, schools, and surrounding communities, with a quick trip to downtown San Diego or the beach. A property with character, space, and plenty of upside—ready for someone with vision to unlock its full potential!

10704 Challenge, La Mesa

$889,900

4 Beds ⋅ 3 Baths ⋅ NDP2609313 MLS ⋅ Active Status

Discover your own private retreat nestled among Canary palm trees with stunning mountain and landscape views. This expansive property offers a rare blend of privacy, usable land and agricultural production revenue from on-site silver dollar eucalyptus. This rural home offers a long, paved driveway (No dirt) leading to the single story home with a 3 car attached garage (Finished), where multiple parking areas accommodate vehicles, trailers, and equipment with ease. Interior of home offers a layout that is practical and functional with an open concept and high pitched ceiling at living areas. The kitchen has a warm, inviting feel with a classic, well kept design including a 2 stool breakfast bar. Natural Oakwood cabinetry fills the space, giving it a cozy, traditional look, while the white tile countertops and matching backsplash keep everything bright and clean. Home has abundant windows and light fills the interior space making it feel cozy/bright with carpet at hall/rooms and tile floor in the traffic areas. Whether you’re looking for a private homestead, a hobby farm opportunity, or a spacious retreat with room to build, this property delivers the freedom and natural beauty that define true country living.

19363 Elizabeth Drive, Valley Center

$599,000

2 Beds ⋅ 3 Baths ⋅ PTP2607543 MLS ⋅ Active Status

Discover modern living in the desirable Playa Del Sol community! This beautifully designed residence offers a bright, open-concept floor plan with comfortable living spaces and stylish finishes throughout. The kitchen flows seamlessly into the dining and living areas, creating an inviting space for everyday living and entertaining. Generously sized bedrooms provide plenty of flexibility, while the thoughtful layout offers both comfort and functionality. Enjoy resort-style community amenities including a sparkling pool and spa, clubhouse, fitness center, and beautifully maintained common areas. Ideally located near shopping, dining, parks, schools, and convenient freeway access, with easy access to all that San Diego has to offer. FHA and VA financing welcome, making this a fantastic opportunity for a variety of buyers. Don't miss your chance to call Playa Del Sol home!

5252 Beachfront Unit 196, San Diego

17129 W Bernardo Drive Unit 201, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$549,900

3 Beds ⋅ 2 Baths ⋅ 260024327SD MLS ⋅ Active Status

Welcome to this bright, beautifully updated upper-level condo in the heart of Rancho Bernardo — offering modern comfort, privacy, and access to top-rated Poway Unified schools. This spacious 3-bed, 2-bath home features soaring vaulted ceilings, abundant natural light, and new energy-efficient LowE windows that create a quiet, comfortable living environment. The open-concept living and dining area flows seamlessly into a well-appointed kitchen with newer stainless-steel appliances, ample storage, and a breakfast bar perfect for casual dining. All bedrooms are generously sized, and the primary suite includes a walk-in closet and an upgraded bathroom. Enjoy hard-surface flooring throughout, in-unit laundry, central A/C, and a private balcony ideal for morning coffee or evening relaxation. The home also includes two assigned parking spaces. Located in a gated community with resort-style amenities, residents enjoy access to a sparkling pool, spa, fitness center, clubhouse, and beautifully maintained grounds. With easy access to I-15, shopping, dining, parks, and hiking trails, this home offers convenience and lifestyle in one of San Diego's most desirable neighborhoods. HOA $480/mo includes hot and cold water and sewer/trash. Whether you're a first-time buyer, downsizing, or investing, this move-in-ready condo delivers exceptional value and long-term appeal.

17129 W Bernardo Drive Unit 201, Rancho Bernardo/4S Ranch/Santaluz/Crosby Estates

$499,000

2 Beds ⋅ 2 Baths ⋅ 260024326SD MLS ⋅ Active Status

Privacy meets modern city living at Union Square! This beautifully updated 4th-floor condo offers 2 bedrooms, 2 baths in a light-filled living space with the rare advantage of NO shared walls. This east-facing home features a spacious split-bedroom floor plan, generous bathrooms, NEW carpet, upgraded black stainless-steel appliances, in-unit laundry, and custom CA Closets offering exceptional storage. Two assigned tandem parking spaces with a storage cage. Union Square is a gated community with a gym, spa, sauna, community room, and EV charging. Ideally located in East Village, near Petco Park, with easy freeway access.

1465 C Unit 3407, Downtown

$1,200,000

4 Beds ⋅ 3 Baths ⋅ SW26218012 MLS ⋅ Active Status

Welcome to 349 Puerta de Lomas, a truly special Fallbrook property being offered to the market for the first time since it was built in 1998. Lovingly maintained by the original owner, this peaceful and private property is surrounded by mature landscaping, beautiful oak trees, and an impressive variety of fruit trees including cherimoya, pomegranate, lime, guava, lemon, orange, and apple. The home is equipped with 35 paid-off solar panels, along with a private well and propane, offering added efficiency and independence. One of the most unique features of the property is the garage complex, which is connected to the main home by a charming covered breezeway that functions as a covered porch and creates a seamless connection between the living spaces. The garage includes an approximately 262 sq ft. attached workshop, ideal for hobbies, projects, or additional storage, along with an approximately 355 sq ft. ADU-style room featuring a large bathroom and walk-in shower. This flexible space would be ideal for guests, extended family, a private office, gym, or creative studio. Properties with this level of pride of ownership, mature landscaping, privacy, and versatility rarely become available. This is a unique opportunity to own a beautifully cared-for Fallbrook property that has never before been offered for sale.

349 Puerta De Lomas, Fallbrook

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Based on information from California Regional Multiple Listing Service, Inc. as of . This information is for your personal, non-commercial use and may not be used for any purpose other than to identify prospective properties you may be interested in purchasing. Display of MLS data is usually deemed reliable but is NOT guaranteed accurate by the MLS. Buyers are responsible for verifying the accuracy of all information and should investigate the data themselves or retain appropriate professionals. Information from sources other than the Listing Agent may have been included in the MLS data. Unless otherwise specified in writing, Broker/Agent has not and will not verify any information obtained from other sources. The Broker/Agent providing the information contained herein may or may not have been the Listing and/or Selling Agent.